Health Insurance
Health Insurance Information
Why do I need to buy health insurance?
Health insurance offers you the opportunity for greater peace of mind. We work with doctors, hospitals and pharmacies to lower costs for our clients. So, just by having a health plan, you’ll usually pay less for care or prescriptions than if you didn’t have coverage—even before you meet your deductible.
When you sign up for a health plan, there are a lot of things to think about. Use the checklist below to help you get ready and then talk to us one-on-one. We can help you find different coverage options for you or your family.
Looking for a quote? Click below.
How much will it cost?
What is included in a health plan?All plans include:
Mental health care and moreThe cost depends on the plan you choose. Most health plans must cover a set of preventive services, like shots and screening tests, at no additional cost to you when you stay in network. The federal government offers financial assistance called “subsidies.” These tax credits lower your monthly payment based on your income, family size, location and the type of plan you choose.
What is included in a health plan?All plans include:
- Doctor’s visits
- Outpatient care
Make a list of questions to ask us.
- Am I eligible to keep my current health plan?
- Can I still go to the same doctor and same hospital?
- How do I find a new doctor who is part of my health plan?
- How much will I pay when I go to my doctor or have a hospital visit?
- Do I need a referral from my primary care doctor to go to a specialist?
- What drugs are covered?
- How much will my medications cost?
- What are my pharmacy choices if I need a prescription?
- Are there any special services to help me if I have an ongoing health condition, like diabetes?
- What is the difference between my in-network and out-of-network benefits?
- What is a copay, deductible and coinsurance?
- Do I need any prior approvals for services or medications?
- How do I get dental coverage?
- What happens if I’m in an accident?
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Great Service
Running your own business means thinking smarter about health coverage. With customizable options and coverage on and off the job, you’ll get the flexibility and peace of mind your business needs.